Pay

Job done. Invoice drafted. Money moving the same day.

Cards, ACH, and Apple Pay built in. Same-day deposits, smart reminders, automatic reconciliation to QuickBooks. The most boring part of the business, finally automated.

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Median time to paid: 1.4 days (vs 18 industry avg) · 94% reconcile rate without manual touch

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📷 Invoice + payment screen

Invoice viewer on a customer's phone with Apple Pay button visible, plus an operator dashboard showing deposits hitting the bank.

How it works

From job-done to bank account, without you in the middle.

STEP 01

Auto-draft on close

Field marks the job complete; Pay drafts the invoice using the signed estimate plus any parts swapped on-site.

STEP 02

Customer pays in-app

Card, ACH, Apple Pay, or scheduled. One tap, no logins, no portals to remember.

STEP 03

Books reconcile themselves

Deposits, fees, and refunds map to your QuickBooks chart of accounts. Month-end takes minutes.

What's inside

Every dollar, end to end.

Pay handles invoicing, processing, deposits, and reconciliation as one motion. No reconciling 'Stripe imports' against 'QuickBooks deposits' on a Sunday.

01

Same-day deposits

Money in your account same business day. No 3-day Stripe wait.

02

ACH at 0.8%

Bank-account payments capped at $5. Big invoices stop costing big card fees.

03

Smart reminders

1, 7, 14, 30 day reminders auto-send. 87% of overdue invoices clear without a phone call.

04

Tip + financing

Optional tip prompts. BNPL for big tickets via Affirm (4.9% APR).

05

Subscriptions

Recurring plans for tune-ups and pool service — auto-charge, auto-receipt.

06

QuickBooks sync

Two-way sync. Customers, invoices, deposits, fees — all mapped to your chart of accounts.

Anatomy

The customer-facing invoice.

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📷 Invoice viewer

Mobile invoice — your logo, line items, total, big Apple Pay / Card / ACH buttons, optional tip, signed estimate attachment.

01

Three pay buttons

Apple Pay, card, ACH. Customer picks; you pay the cheapest fee.

02

Signed estimate

Attached automatically — no 'this isn't what we agreed to' calls.

03

Tip prompt

Off by default. Toggle per trade. Avg adoption: 38% with a 12% tip.

04

Receipt + review

After payment, customer is offered a Google review with one tap.

05

Dispute shield

Signed estimate + photos + signed invoice = automatic chargeback rebuttal package.

Processing rates

Transparent, low, capped.

Method

Rate

Cap / notes

Card, in-app

2.6% + $0.10

—

Card, manually keyed

3.3% + $0.20

—

ACH

0.8%

$5 max per transaction

Apple Pay / Google Pay

2.6% + $0.10

Same as card

Subscription auto-charge

2.4% + $0.10

20bps off recurring

Refunds, disputes, payouts

Free

No hidden fees

From the field

"We stopped chasing invoices on the weekend. Pay sends them the day the job's done — and most clear before I'm back in the truck. Books reconcile themselves now."

Marcus Reilly

Owner, Reilly Mechanical

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